A simple way to lower your mortgage payment AND get cash out

Reduced interest rate

Access to cash

Easy process

Life Insurance That Fits How Dads Actually Live.

Check My Eligibility

Coverage that’s fast, flexible, and designed for real life.

Putting It Off? So Did Everyone… Until It Was Too Late.

Most families go into debt within 6 months after losing a parent

Check My Eligibility

A Simpler, Smarter Way to Get Life Insurance


3 Minutes. 3 Steps. Lifelong Relief — for the people who count on you.

Check My Eligibility

Trusted by Over 1,000 Families Nationwide

Check My Eligibility

Over $250M in coverage secured


0 sales pressure, 0 hidden fees


Friendly support if you need it. Invisible if you don’t.


Just real coverage. Real fast.


Why Smart Families Choose This Every Time

Check My Eligibility

How It Works

Simple, private, and designed to help you get clarity — fast.

Step 1: Answer a few easy questions
It takes less than a minute — no payment info or SSN needed.

Step 2: Chat with a licensed advisor
We’ll give you a quick 10-minute call to walk through your options and help you see what you qualify for — no pressure, just answers.

Step 3: Lock in peace of mind
If you decide to move forward, we’ll help you activate your coverage so your family’s protected right away.

Check My Eligibility


"I’m glad I finally got this done. Now it’s one less thing to worry about."    — Jason K., NC


"Did it during lunch. Now my family’s protected forever."
— Greg M., OH


“Doing this for my husband was the simplest, smartest thing we’ve done for our future.”
— Lisa B., TX


Step 1: Answer a few basic questions


Step 2: See your options


Step 3: Lock in your plan today


So your family’s protected — no debt, no GoFundMe stress.

Funerals cost more than most used cars


42% of families face financial hardship after losing a parent


Many think they won't qualify because of age or health


No medical exams or doctor visits



Fast quotes and clear monthly costs

Trusted by Top-Rated Carriers

Transamerica Mutual of Omaha Americo Ethos F&G Annuities & Life National Life Group Corebridge Financial AIG Aetna American Amicable TruStage Mutual of Omaha Americo Ethos Transamerica F&G Annuities & Life National Life Group Corebridge Financial AIG Aetna American Amicable TruStage